Health & Accident Insurance

Overseas Mediclaim (OMP) Insurance: Overseas Mediclaim is Medical and Sickness insurance arising when the insured is traveling/staying outside Bangladesh.The benefit payable under the insurance will be paid directly to the insured person who sustains the loss or at the request of the insured be paid directly to the hospital or individual rendering the services. Coverage is on month basis, with the premium being calculated on rating subject to age and plan.Takaful Insurance Limited issues two types of overseas Mediclaim Insurance viz. (1) Business and Holidays and (2) Employment/Studies.

(1) Business / Holidays:

This Policy is divided into Two plans:-

Plan'A' - Bangladeshi/other citizen (who are working in Bangladesh) visiting countries other than USA & CANADA

Plan'B' – Bangladeshi & other citizen (who are working in Bangladesh) visiting USA & CANADA

Scope of Cover:-

Intended only for use of Insured Person in the event of a sudden and unexpected sickness or accident arising when the Insured is staying abroad.

Maximum Limit of Indemnity:-

Plan 'A' US$50,000 Plan'B'US$1,00,000

Period Covered:-

Period covered is 180 days under both the plans but the period of insurance shall be automatically extended for a further period of 45 days for treatment of covered illness or accident.

Restricted Cover:-

In the event that the propose' is unable to present himself for medical examination where called for by Takaful Insurance Ltd, the limit of indemnity under the insurance shall be reduced to US $10.000/-

Procedure for obtaining claim –assistance

IIn case of illness and hospitalization the insured person &/or his representative should contact "Van Ameyde and Wallis Ltd. 34 The Mall Bromley Kent, BR1 1TS, United Kingdom.

Telephone # +44 20 84669191, (24 hours) Fax #+44 20 83139062 34 The Mall, Bromley, Kent, BR1 1TS, UK

Rate:-

The rates being adopted in Bangladesh are as follows.

Plan "A" (World Wide Excluding USA AND CANADA)

 

Age bands

6month-30years

31-40 years

41-50 years

51-55 years

56-59 years

60-65 years

Period (Days)

Taka

Taka

Taka

Taka

Taka

Taka

1-14

1,458

1,749

2,316

2,646

3,308

5,788

15-21

1,519

1,822

2,470

2,821

3,526

6,170

22-28

1,701

2,040

2,756

3,150

3,937

6,889

29-35

2,089

2,516

3,329

3,804

4,757

3,323

36-47

2,402

2,881

3,816

4,361

5,452

9,540

48-60

2,825

3,390

4,520

5,166

6,457

11,299

61-75

3,494

4,192

5,580

6,377

7,972

1,3950

76-90

4,177

5,012

6,615

7,560

9,450

16,537

91-120

7,062

8,475

11,290

12,901

16,127

No Cover

121-147

8,505

10,206

13,539

15,473

19,342

No Cover

148-180

11,818

14,180

18,675

21,521

26,902

No Cover

   

Plan "B" (World Wide Including USA AND CANADA)

 
Age bands

6month-30years

31-40 years

41-50 years

51-55 years

56-59 years

60-65 years

Period (Days)

Taka

Taka

Taka

Taka

Taka

Taka

1-14

2,402

2,881

4,941

5,645

7,057

12,349

15-21

2553

3063

 

 

 

 

22-28

2885

3463

 

 

 

 

29-35

3464

4156

 

 

 

 

36-47

4131

4956

 

 

 

 

48-60

6654

7984

 

 

 

 

61-75

9568

11482

 

 

 

 

76-90

11514

13816

 

 

 

 

91-120

16221

19465

 

 

 

No Cover

121-147

21538

25844

 

 

 

No Cover

148-180

28524

34228

 

 

 

No Cover

   

VAT at the rate of 15% to be added to the above rates.

Deductibles: – For insured(s) over of 60 years US$500 or 20% of the total amount of each and every claim whichever is the higher .

2. Corporate Frequent Travels (CFT) annual covers for business persons for Bangladeshi citizens. Please do not hesitate to contact us for further information/clarification.